Myth vs. Reality: Does the Fed Control Mortgage Rates?
You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually a common myth. But the Fed’s decisions can s
Mortgages Under $100K Are Vanishing—but a New Federal Push Aims To Bring Them Back
The share of small-mortgage deals is just a fraction of what it was a decade ago, a Realtor.com® study found. But changes could be on the way. Small-mortgage loans of under $100,000 account for just 2.3% of the total this year, according to Realtor.com research, a drop from 2.7% in 2025 and 3.1% in
Adjustable-Rate Mortgages Look More Appealing Than Ever. Are They Worth It?
Surging mortgage rates have resurfaced an old question for homebuyers: How much risk is a cheaper monthly payment worth? In the final week of September, the average rate on a 30-year fixed mortgage climbed to 7.30%—its highest level since November 2023, according to the Mortgage Bankers Association.
Categories
Recent Posts
