
Clients Afraid of Commitment? How to Help
To buy or sell a home? It’s a big decision, and many people hesitate when they face one. Building rapport and saying the right things can help.

5% Tipping Point for Sellers vs. Locked-In Owners
Best sales prospects are homeowners with current mortgage rates of 5% or more. Those with lower rates don’t want to lose it and are more likely to hunker down.

Bank Plan Could Impact Mortgage Rates
Regulators want to boost capital requirements, but, as proposed, they’re targeting banks that offer mortgages with higher loan-to-value ratios. That could raise rates.
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